Alternative Mortgage Instrument — A broad category of mortgages that vary from fixed rate, fully amortizing mortgages in terms of amortization schedules, interest rate structure and payment options. These mortgages often make it easier for individuals to purchase real estate by… … Investment dictionary
Alternative Mortgage Transaction Parity Act - AMTPA — An act from 1982 that over rode many state laws that prevented banks from using mortgages other than conventional fixed rate mortgages. This act allowed for the total costs of loans to become obscured, and led to the availability of various new… … Investment dictionary
alternative mortgage instruments — Variations of mortgage instruments such as adjustable rate mortgages and variable rate mortgages, graduated payment mortgages, reverse annuity mortgages, and several seldom used variations. Bloomberg Financial Dictionary … Financial and business terms
Alternative mortgage instruments — Variations of mortgage instruments such as adjustable rate and variable rate mortgages, graduated payment mortgages, reverse annuity mortgages, and several seldom used variations. The New York Times Financial Glossary … Financial and business terms
Federal takeover of Fannie Mae and Freddie Mac — Fannie Mae headquarters at 3900 Wisconsin Avenue, NW in Washington, D.C. The federal takeover of Fannie Mae and Freddie Mac refers to the placing into conservatorship of government sponsored enterprises Fannie Mae and Freddie Mac by the U.S.… … Wikipedia
Effects Test — A method used in order to assess the discriminatory impact of credit policies. The statutory basis is the Equal Credit Opportunity Act which prohibits credit denials on the basis of marital status, national origin, age or whether applicants are… … Investment dictionary
United States — a republic in the N Western Hemisphere comprising 48 conterminous states, the District of Columbia, and Alaska in North America, and Hawaii in the N Pacific. 267,954,767; conterminous United States, 3,022,387 sq. mi. (7,827,982 sq. km); with… … Universalium
Mortgage loan — Mortgage redirects here. For other uses, see Mortgage (disambiguation). Finance Financial markets … Wikipedia
Emergency Economic Stabilization Act of 2008 — This article is about one division of an enacted statute. For the entire statute, see Public Law 110 343. For the enacted rescue program, see Troubled Asset Relief Program. The Emergency Economic Stabilization Act of 2008 (Division A of Pub.L.… … Wikipedia
Citigroup — Not to be confused with CIT Group, another large financial services company. Citigroup Inc. Type Public Traded as NYSE: … Wikipedia
Late-2000s financial crisis — The TED spread (in red) increased significantly during the financial crisis, reflecting an increase in perceived credit risk … Wikipedia